Terms of Use

Please read these Terms of Use (“Terms”) carefully before accessing or using the Purrlend platform (“the platform”). By visiting or interacting with the platform, you acknowledge that you have read, understood, and agreed to be bound by these Terms.


1. Access to the Platform

1.1 Eligibility

You may only use the platform if you are of legal age in your jurisdiction. By accessing Purrlend, you confirm that you meet all applicable age requirements. Individuals who do not meet these criteria are prohibited from using the platform.

1.2 Compliance Requirements

agree to comply with all relevant laws and regulations when engaging with the platform. By using the platform, you represent that you are not a citizen, resident, entity, or located within any Prohibited Jurisdiction.

"Prohibited Jurisdiction" include:

Cuba, the Democratic People’s Republic of North Korea, South Sudan, the Islamic Republic of Iran, the Syrian Arab Republic, the People’s Republic of China, the United States of America (including American Samoa, Guam, Puerto Rico, the Northern Mariana Islands, and the U.S. Virgin Islands), the Crimea region of Ukraine, Sevastopol, the Donetsk People’s Republic, the Luhansk People’s Republic, and any other region where use of the platform is restricted by applicable law.


2. Use of the Platform

2.1 Risk Awareness

You understand that interacting with Purrlend involves significant financial and technological risks. Activities such as lending, borrowing, and related platform features may result in loss of assets or other unforeseen outcomes. You agree that you use Purrlend entirely at your own risk, and Purrlend shall not be liable for any losses arising from your activities.

2.2 Personal Responsibility

You are solely responsible for any decisions, transactions, or actions taken on or through the platform. Purrlend does not provide financial, investment, or legal advice. Any information presented on the platform is for general informational purposes only


3. Intellectual Property

3.1 Ownership

All content and materials on the platform—including text, logos, graphics, software, interfaces, and other assets—are owned by Purrlend or its licensors and are protected by applicable intellectual property laws. You are granted a limited, non-exclusive, nontransferable license for personal, non-commercial use of the platform.

3.2 Restrictions

You may not copy, modify, distribute, sell, sublicense, or otherwise exploit any part of the platform unless you have received written permission from Purrlend.


4. Modifications to Platform and Terms

4.1 Platform Changes

Purrlend may update, modify, suspend, or discontinue any feature, service, or functionality of the platform at any time without prior notice.

4.2 Updates to Terms

These Terms may be revised periodically. Updates take effect once posted on the platform. Continued use of Purrlend constitutes acceptance of any revised Terms.


5. Disclaimer

Purrlend is a decentralized lending and borrowing protocol. Lenders may earn yield on deposited assets, while borrowers may obtain capital-efficient, partially collateralized loans. The platform leverages liquidity layers across integrated exchanges to match liquidity providers and borrowers and to optimize capital flows within the ecosystem.

Using Purrlend involves numerous risks, including but not limited to:

  • Loss of digital assets while they are supplied to or borrowed from the protocol
  • Market volatility affecting token values and liquidity
  • Potential smart contract vulnerabilities
  • Protocol governance or ecosystem changes

Before using Purrlend, you should review all relevant documentation to fully understand how the protocol works.

Just as email protocols such as SMTP can be accessed through various third-party clients, the Purrlend smart contracts may be accessed via multiple user interfaces or applications. You are solely responsible for evaluating the risks, costs, and security of any interface you choose to use.

PURRLEND IS PROVIDED “AS IS,” WITHOUT WARRANTIES OF ANY KIND, AND ENTIRELY AT YOUR OWN RISK.

Purrlend is not owned or operated by any centralized entity; it functions through autonomous smart contracts deployed across multiple blockchains. No developer, contributor, or participant involved in the creation or deployment of the Purrlend protocol shall be liable for any damages—direct or indirect—arising from your use, inability to use, or interactions with others via the protocol.

Purrlend is an experimental decentralized system. High rewards carry high risks. Loss of funds is possible. Always conduct your own due diligence.

Nothing contained herein constitutes financial advice.


6. Risk Statement

Purrlend and its contributors, developers, partners, or affiliates shall not be responsible for losses, claims, or damages arising from, including but not limited to:

  1. User mistakes (e.g., lost passwords, incorrect transactions, accidental wallet deletions).
  2. Software issues affecting Purrlend-related interfaces (e.g., corrupted files, transaction failures, third-party vulnerabilities, malware).
  3. Hardware failures experienced by the user (e.g., damaged storage, data loss).
  4. Security breaches affecting users (e.g., compromised wallets, unauthorized access).
  5. Actions or failures of third parties (e.g., oracle outages, service provider insolvency, third-party hacks, fraud).

7. Limitation of Liability

Under no circumstances shall Purrlend, its contributors, or any associated parties be held liable for any form of damages—including loss of data, loss of profits, loss of funds, or any other direct or indirect harm—arising from or relating to your use of the platform.


8. Contact Us

For questions or concerns regarding these Terms or the Purrlend platform, please contact:

By accessing or using Purrlend, you acknowledge and agree to all provisions of these Terms of Use.